Residential & Commercial Mortgage Brokers

For the last 18 years we have specialized in helping clients who have some challenges with credit, income or need to get funding fast due to time crunch. We have multiple loan programs and access to network of conventional, non-conventional lenders & Private hard money lenders so we can structure your loan correctly suitable to your situation, saving you time in research.

We are Indian Desi Mortgage Brokers representing a wide range of Lenders & Investor offering Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private Loans and lot more.

As a professional Desi Mortgage Brokers, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We represent all clients in California for their financing needs.

Get Mortgage Loans for

Purchase, Refinance, Cash Out,

Rehab, or Debt Consolidation

1st, 2nd or 3rd Position Loans

Up to 97.5% Loan to Value

Any Credit Accepted

Full Doc & No Income Programs

No Prepayment Penalty

Mortgage Loan Programs

FHA Loan Program

Conventional Loan Program

Hard Money Loan Program

Stated Income Mortgage Program

Full Doc, W2 or 1040’s Program

Alt Doc, Low Doc Program

VOE only Loan program

1 Month Bank Statement Loan Program

12 Month Bank Statement Loan Program

24 Month Statement Loan Program

Foreclosure Bailout Loan Program

Foreign Investor Program

ITIN Loan Program

2nd / Second Mortgage Program

and More...

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Property Type

Residential properties 1-4 units

Condo, Town House

Multi-Family, Rental Property

Mixed Use Property

Apartments

Retail Strip Malls

Shopping Center

Gas Stations, Car Wash

Senior Care Facility

Mini Storage, Warehouse

Commercial Industrial Properties

Office Buildings

Church Loans

Vacant Land, Raw Land

Commercial Land & Lots

Manufactured Homes

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Equity Based Loans

No Min Credit Score Required

Stated Income & Full Doc

No Doc & No Income Verification

No Prepayment Penalty

No Source or Seasoning of Down

BK, Short Sale & Foreclosures OK

2nd / Second Mortgages Liens

LTV (loan to value) up to 80%*

Up to 50% for Vacant Land Loan

Up to 65% LTV for 2nd Position*

Low Interest Rates %

Terms from 6 months to 30 Years*

Loan Fees 1 - 6 points*

Call for details

*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details

We offer stated income, stated asset equity-based 1st & 2nd / Second Position loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.

Private Hard Money Loans & Financing are available for all Residential properties 1-4 unit (Owner Occupied and Non-Owner Occupied - Business Purpose Loans Only) and Commercial properties. We also offer Subprime Mortgage loans and private hard money loans for Owner Occupied and Non Owner Occupied properties. We have network of Subprime Lenders & Private Money Lenders for Owner Occupied properties in California.

Private Money Lenders & Investors Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements. Approval process is fast and funding is done in days.

We Provide Stated Income Residential & Commercial Private Hard Money Loans for 1st & 2nd/Second Lien Mortgage in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.

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Mortgage brokers are licensed financial professionals who act as a middleman between a borrower and potential lenders. Mortgage Brokers work with a variety of wholesale lenders & investors, which gives them access to many products at many price points so they can offer the best options available for the client. Using a mortgage broker can help save you a lot of time and money as they have access to multiple lenders, programs that meet your needs and financial requirements, such as a preference for a lower down payment or the best interest rate possible.

We are California Indian Desi Mortgage Loan Broker representing a wide range of Lenders & Investor offering Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private hard money loans and lot more.

As a professional Indian Desi Mortgage Loan Broker, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We can represent all clients in California for their financing needs.

Each borrower, property & loan scenario are unique. We work one-on-one with each individual client, evaluate their specific needs and find a lender that suits them personally. We first underwrite the file before it is presented before the Lender or private investor so it meets their guidelines for getting your loan funded fast and with least effort.

Our focus is funding loans for owner-occupied & non-owner occupied property for residential or commercial property owners. Our approach is Asset-based rather than credit based and therefore we provide fast, creative financing solutions for borrowers with less than perfect financial or credit statements.

Whether you are a individual, self-employed individual, real estate investor, small business owner, our team has the experience to help you.  We routinely assist borrowers who are individuals, corporations, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who don’t meet today’s strict conventional underwriting guidelines.

Fresno is a city in and the county seat of Fresno County, California, United States. Fresno covers about 112 square miles 290 km in the center of the San Joaquin Valley, the southern portion of California's Central Valley.

Named for the abundant ash trees lining the San Joaquin River, Fresno was founded in 1872 as a railway station of the Central Pacific Railroad before it was incorporated in 1885. Fresno has since become an economic hub of Fresno County and the San Joaquin Valley, with much of the surrounding areas in the Metropolitan Fresno region predominantly tied to large-scale agricultural production.

The population of Fresno grew from 134,000 in 1960 to 428,000 in 2000. With a census-estimated 2019 population of 531,576^, Fresno is the fifth-most populous city in California, the most populous inland city in California, and the 34th-most populous city in the nation.

We are mortgage loan brokers in Fresno, Please contact us for any financing needs.